Archive for the ‘Real Life’ Category

Greetings Readers,

This is Marc Turner and I had a Wonderful Dream Last Night.

We all seem to Dream Better than we Live and that is a Funny Thing. Well back to what we came here for.

The Dream was about the Evolution of Man and things that we have come to embrace over the Years. Change happens and it changes  Each and everyday Shaping Our Futures.

Could you imagine a World with no More Poverty and More Self Independence?

Could you imagine people helping Others to make it to the Next Level of Life without any type of Hatred for One another?

The Dream I had showed me this type of Future but as soon As I woke up, I was back in the Real World.

From this Dream what I learned was that we can make our Dreams a Reality only if we are willing to Fight for the Future. What is it that you are living for each and Everyday.

Living does not Mean that you are So Focused on Your Job that you Truly Believe that you are Living. Living is the Freedom to Live Life to the Fullest. Do not just settle for what you have now. Go out and Fight for the Future and make Living worth Wild.

Thank You,

Marc Turner – Moneytrain Technology

Cell: 706-505-0583


Not sure if you’ve heard this news yet but Oprah Winfrey, by far the top female Entrepreneur (and definitely the richest) has launched the largest Personal Growth & Development project in existence.

Be sure to pay close attention here…

This past Monday night Oprah launched the “first ever” worldwide interactive web cast from every corner of the planet which became one of the largest single online events in the history of the Internet! More than 500,000 people simultaneously logged on to watch Oprah Winfrey and best selling author of The Power of Now, Eckhart Tolle, live.

Oprah calls it “the most exciting thing she’s ever done and what she believes to be the most important subject of our time”…

Over the next ten weeks starting this week she will be conducting ten weekly online study sessions with Eckhart Tolle. They will be discussing and studying his recently released, breakthrough NEW book: A New Earth. Their aim is to explore through the teachings of this book the most important question you can ever ask yourself…

“What is the purpose of my life and how do I fulfill that purpose?”

(Being able to understand this question and identify with it will determine EXACTLY how much success you will achieve in your life both personally and professionally. That’s a fact.)

Eckhart Tolle says:

“It will be a course in self-exploration and awakening. It will help you see what the dysfunctional patterns are within yourself that create unnecessary conflict and suffering and prevent you from finding true fulfillment. Hopefully, it will also help you access a dimension within yourself that perhaps you didn’t know existed or only caught glimpses of on rare occasions.

Don’t be trapped for the rest of your life within the narrow confines of your personal history and your conditioned personality and allow your life to be transformed from within, through the power of consciousness itself.”

Pretty powerful topics to say the least. I’m not so sure anyone is in a position NOT to take part in this FREE weekly web cast:

Details at Oprah’s site here –>

Every Monday 8pm CST.
10 weeks, 10 chapters – A New Earth….Maybe even a new YOU?

Don’t miss it! Get in on week 1 right now. Its only Thursday. Still plenty of time…

I just checked out the first week’s lesson the other day and the content is outstanding and will definitely open your eyes to some areas of your life that may be holding you back…

Even if you can’t make the Monday night live web cast each week you will have the option following the event to download the recording to iPod video, download an mp3, listen to the recording on your computer, or download a pdf transcript. So NO excuses not to set aside time each week!

You may never get the chance again to study alongside Oprah Winfrey, one of this Century’s most important and successful Entrepreneurs, AND ask her questions LIVE from your computer each Monday night. Imagine that…

Get involved! And get out there and achieve some breakthroughs in your life starting NOW.

Details at Oprah’s site here –>

Thank You,

Marc Turner -Moneytrain Technology

Cell: 706-505-0583


Greetings Readers,

This is Marc Turner and it has been a while but I am Back. Well to tell you all why I have been away so long would make you not ever want to be in Business for yourself. I have been putting together everything possible to start making things work in Business.

It is very much worth it. The Drive Factor and the Dream Factor are your 2 Biggest weapons if you want to Win at anything that you do. Learning that you have to become more and more each day is a Factor that is so important that you can basically destroy yourself in Business.

Let me explain – If you are the Leader, what is it that makes you such a good leader?

You go to all the meetings?

You go to all the Events?

You are a master in your Business?

All wrong – What is going to make you the Best leader is also being a Student of Failure and Success at the Same Time. You win you get Excited – You lose you get down.

Can anyone relate? Well this is the most important information that I can give you that can Help you – Treat each day of wins and loses the same – Just like another day.

You are the Truth in the World that you Create and you need to understand that in order to be at the TOP, you got to remember when you where at the Bottom.

Thank You,

Marc Turner – Moneytrain Technology

Cell: 706-505-0583


I want a Pony

Posted: July 30, 2010 in Business, Real Life, Your Lifestyle

Greeting Readers,

This is Marc Turner and I got a Good Story for You. Have you ever wondered why so many People seem to never have enough extra money to Have the Finer things is life.

Never have the Money to be able to capitalize on a Chance Opportunity when it is Put before them. Can Never get what they want with Straight cash but Rather do it with Credit.

We all know of people like this or are one of these People. Well if you know that you want something so bad but do not have the funds for it, Why would you keep doing the same things that keep getting you further in the hole?

The Answer is Very Simple – Lack of Discipline.

We got to have it now no matter what the cost ( Cost you an Arm and a Leg ) and then want to pay for it later. You will need to sit and ask yourself a Few Questions about what it is that you Truly want out of life and are you willing to Fight hard for it.

You have to Take Ownership of your Emotions and learn to Take a Real good Look at your Lifestyle and Ask yourself, ” Is this the Dream that I want”. Am I living the Lifestyle that I deserve ? If the Answer is No then it is time to look back at your life and see what you have been doing wrong.

I know that you think that I do not know what the Hell I am talking about but let me say this, you are what you eat and if you want to Eat a Pony then go for it – You got to catch it First then remember that you are not in the Same Shape like in High School so if that is the Object of your Desire, you can get it but at what lengths are you willing to go for that Bite of the Pony.

The Pony that you want in your Stable should not be the one that does not have the Drive to get anything done. Find you a Strong working solution that is Going to keep you striving and driving for years to Come.

Old Ponies and Horses go to the Glue Factory while the Winners keep getting the Trophies.

Thank You,

Marc Turner – MoneyTrain Technology

cell: 706-505-0583



From the Mew York Times
On Monday July 26, 2010, 2:29 am EDT

By most measures, Harley-Davidson has been having a rough ride.

Motorcycle sales are falling in 2010, as they have for each of the last three years. The company does not expect a turnaround anytime soon.

But despite that drought, Harley’s profits are rising — soaring, in fact. Last week, Harley reported a $71 million profit in the second quarter, more than triple what it earned a year ago.

This seeming contradiction — falling sales and rising profits — is one reason the mood on Wall Street is so much more buoyant than in households, where pessimism runs deep and joblessness shows few signs of easing.

Many companies are focusing on cost-cutting to keep profits growing, but the benefits are mostly going to shareholders instead of the broader economy, as management conserves cash rather than bolstering hiring and production. Harley, for example, has announced plans to cut 1,400 to 1,600 more jobs by the end of next year. That is on top of 2,000 job cuts last year — more than a fifth of its work force.

As companies this month report earnings for the second quarter, news of healthy profits has helped the stock market — the Standard & Poor’s 500-stock index is up 7 percent for July — but the source of those gains raises deep questions about the sustainability of the growth, as well as the fate of more than 14 million unemployed workers hoping to rejoin the work force as the economy recovers.

“Because of high unemployment, management is using its leverage to get more hours out of workers,” said Robert C. Pozen, a senior lecturer at Harvard Business School and the former president of Fidelity Investments. “What’s worrisome is that American business has gotten used to being a lot leaner, and it could take a while before they start hiring again.”

And some of those businesses, including Harley-Davidson, are preparing for a future where they can prosper even if sales do not recover. Harley’s goal is to permanently be in a position to generate strong profits on a lower revenue base.

In some ways, the ability to raise profits in the face of declining sales is a triumph of productivity that makes the United States more globally competitive. The problem is that companies are not investing those earnings, instead letting cash pile up to levels not reached in nearly half a century.

“As long as corporations are reinvesting, the economy can grow,” said Ethan Harris, chief economist at Bank of America Merrill Lynch. “But if they’re taking those profits and saving them, rather than buying new equipment, it hurts overall growth. The longer this goes on, the more you worry about income being diverted to a sector that’s not spending.”

“There’s no question that there is an income shift going on in the economy,” Mr. Harris added. “Companies are squeezing their labor costs to build profits.”

The trend is hardly limited to Harley. Giants like General Electric and JPMorgan Chase, as well as smaller companies like Hasbro, the toymaker, all improved their bottom lines despite slowing sales in the second quarter. Among the S.& P. 500 companies that have reported second-quarter results, more than one in 10 had higher profits on lower sales, nearly twice the number in a typical quarter before the recession, according to Thomson Reuters.

“Whole industries are operating at new levels of profitability,” said David J. Kostin, chief United States equity strategist at Goldman Sachs. “In the downturn, companies managed to maintain higher profit margins than ever before.”

Profit margins — the percentage of revenue left over after expenses — crumble in most recessions, as overall sales fall but fixed costs like infrastructure, commodities and rent remain the same. In 2002, during the recession that followed the bursting of the technology bubble in addition to the Sept. 11 attacks, margins sank to 4.7 percent. Although the most recent downturn was far more severe, profit margins bottomed out at 5.9 percent in 2009 and quickly rebounded. By next year, analysts expect margins to hit 8.9 percent, a record high.

The difference this time is that companies wrung more savings out of their work forces, said Neal Soss, chief economist for Credit Suisse in New York. In fact, while wages and salaries have barely budged from recession lows, profits have staged a vigorous recovery, jumping 40 percent between late 2008 and the first quarter of 2010.

Harley-Davidson’s profit gain last quarter was helped by a turnaround in its financing unit, as well as more efficient production, but the company is still cutting.

Harley has warned union employees at its Milwaukee factory that it would move production elsewhere in the United States if they did not agree to more flexible work rules and tens of millions in cost-saving measures.

Even if sales do improve, a surge in hiring is unlikely.

“The last thing we’re worried about is when are we going to have to add more capacity, because what we’re really doing is reconfiguring our entire operational system for greater flexibility,” Keith Wandell, the company’s chief executive, said on a conference call with analysts last week.

Harley’s evolution is part of longer-term shift in American manufacturing, said Rod Lache, an analyst with Deutsche Bank.

At Ford, revenue in its North American operations is down by $20 billion since 2005, but instead of a loss like it had that year, the unit is expected to earn more than $5 billion in 2010. In large part, that is because Ford has shrunk its North American work force by nearly 50 percent over the last five years.

“These companies have cracked the code of a successful industrial turnaround,” Mr. Lache said. “They’re shrinking the business to a size that’s defendable, and growing off that lower base.”

To be sure, sales are rising for many companies, albeit at a much slower pace than the increase in profits. Among the 175 companies in the S.& P. 500 that have reported earnings for the second quarter, revenues rose 6.9 percent on average while profits jumped 42.3 percent, according to Thomson Reuters.

Still, even at corporations where both the top and bottom lines are expanding, the focus remains on keeping profits high, not rebuilding work forces decimated by the recession.

When Alcoa reported a turnaround this month in profits and a 22 percent jump in revenue, its chief financial officer, Charles D. McLane Jr., assured investors that it was not eager to recall the 37,000 workers let go since late 2008. “We have a tight focus on spending as market activity increases, operating more effectively and minimizing rehires where possible,” he said. “We’re not only holding headcount levels, but are also driving restructuring this quarter that will result in further reductions.”

Michael E. Belwood, a spokesman for Alcoa, said more than 17,500 of the former workers were employed at units Alcoa has since sold, but added that the company “had to be resized to match the realities of the recession.”

“We’re keeping a close eye on costs because there is still uncertainty about the stability of this recovery,” he said.

Posted Jul 15, 2010 02:25pm EDT by Michael Snyder in Recession


From The Business Insider

Editor’s note: Michael Snyder is editor of

The 22 statistics detailed here prove beyond a shadow of a doubt that the middle class is being systematically wiped out of existence in America.

The rich are getting richer and the poor are getting poorer at a staggering rate. Once upon a time, the United States had the largest and most prosperous middle class in the history of the world, but now that is changing at a blinding pace.

So why are we witnessing such fundamental changes? Well, the globalism and “free trade” that our politicians and business leaders insisted would be so good for us have had some rather nasty side effects. It turns out that they didn’t tell us that the “global economy” would mean that middle class American workers would eventually have to directly compete for jobs with people on the other side of the world where there is no minimum wage and very few regulations. The big global corporations have greatly benefited by exploiting third world labor pools over the last several decades, but middle class American workers have increasingly found things to be very tough.

Here are the statistics to prove it:

•    83 percent of all U.S. stocks are in the hands of 1 percent of the people.
•    61 percent of Americans “always or usually” live paycheck to paycheck, which was up from 49 percent in 2008 and 43 percent in 2007.
•    66 percent of the income growth between 2001 and 2007 went to the top 1% of all Americans.
•    36 percent of Americans say that they don’t contribute anything to retirement savings.
•    A staggering 43 percent of Americans have less than $10,000 saved up for retirement.
•    24 percent of American workers say that they have postponed their planned retirement age in the past year.
•    Over 1.4 million Americans filed for personal bankruptcy in 2009, which represented a 32 percent increase over 2008.
•    Only the top 5 percent of U.S. households have earned enough additional income to match the rise in housing costs since 1975.
•    For the first time in U.S. history, banks own a greater share of residential housing net worth in the United States than all individual Americans put together.
•    In 1950, the ratio of the average executive’s paycheck to the average worker’s paycheck was about 30 to 1. Since the year 2000, that ratio has exploded to between 300 to 500 to one.
•    As of 2007, the bottom 80 percent of American households held about 7% of the liquid financial assets.
•    The bottom 50 percent of income earners in the United States now collectively own less than 1 percent of the nation’s wealth.
•    Average Wall Street bonuses for 2009 were up 17 percent when compared with 2008.
•    In the United States, the average federal worker now earns 60% MORE than the average worker in the private sector.
•    The top 1 percent of U.S. households own nearly twice as much of America’s corporate wealth as they did just 15 years ago.
•    In America today, the average time needed to find a job has risen to a record 35.2 weeks.
•    More than 40 percent of Americans who actually are employed are now working in service jobs, which are often very low paying.
•    or the first time in U.S. history, more than 40 million Americans are on food stamps, and the U.S. Department of Agriculture projects that number will go up to 43 million Americans in 2011.
•    This is what American workers now must compete against: in China a garment worker makes approximately 86 cents an hour and in Cambodia a garment worker makes approximately 22 cents an hour.
•    Approximately 21 percent of all children in the United States are living below the poverty line in 2010 – the highest rate in 20 years.
•    Despite the financial crisis, the number of millionaires in the United States rose a whopping 16 percent to 7.8 million in 2009.
•    The top 10 percent of Americans now earn around 50 percent of our national income.

Giant Sucking Sound

The reality is that no matter how smart, how strong, how educated or how hard working American workers are, they just cannot compete with people who are desperate to put in 10 to 12 hour days at less than a dollar an hour on the other side of the world. After all, what corporation in their right mind is going to pay an American worker 10 times more (plus benefits) to do the same job? The world is fundamentally changing. Wealth and power are rapidly becoming concentrated at the top and the big global corporations are making massive amounts of money. Meanwhile, the American middle class is being systematically wiped out of existence as U.S. workers are slowly being merged into the new “global” labor pool.

What do most Americans have to offer in the marketplace other than their labor? Not much. The truth is that most Americans are absolutely dependent on someone else giving them a job. But today, U.S. workers are “less attractive” than ever. Compared to the rest of the world, American workers are extremely expensive, and the government keeps passing more rules and regulations seemingly on a monthly basis that makes it even more difficult to conduct business in the United States.

So corporations are moving operations out of the U.S. at breathtaking speed. Since the U.S. government does not penalize them for doing so, there really is no incentive for them to stay.

What has developed is a situation where the people at the top are doing quite well, while most Americans are finding it increasingly difficult to make it. There are now about six unemployed Americans for every new job opening in the United States, and the number of “chronically unemployed” is absolutely soaring. There simply are not nearly enough jobs for everyone.

Many of those who are able to get jobs are finding that they are making less money than they used to. In fact, an increasingly large percentage of Americans are working at low wage retail and service jobs.

But you can’t raise a family on what you make flipping burgers at McDonald’s or on what you bring in from greeting customers down at the local Wal-Mart.

The truth is that the middle class in America is dying — and once it is gone it will be incredibly difficult to rebuild.

Greetings readers,

This is Marc Turner with something for all leaders to think about. Why do so many of us get to a lifestyle that we dream of and forget where we come from. I believe we get out of touch of where we started from.

Look Back at your Team and look at the newest person and ask them a question of their dreams of being where you are. Are you telling them the truth of your humble begginings. We seem to forget that people have lived and sometimes struggle on the way to the Top. I have heard the stories of struggle and sacrifice but rarely does well know what struggles others to through.

Remember that we are all human. When you claim to be a leader, make sure that it is true. Not all people want what you want but with the right attitude and understanding of how business grows and works, we can all get to the Top Together. I say leave none behind.

Marc Turner -moneytrain technology

Greetings Readers,

Marc Turner with an awesome Question. What are your Thoughts of the Future. What do you see yourself doing and how are you going to get there.

After looking back at the Past few years and understand that how people think it really puts you in a state of Emergency. So many still holding on to the Past and yet not looking toward the Future. What causes people to want to be stuck in the Past. Well that is a pretty simple answer – Fear of the Future and a Fear of letting go and changing.

Lets see if you can follow the understanding of the Future. Everything is becoming Digitized and restructured in ways that make life for convenient for all people to live faster lives. Information and technology have advanced and allot of people are not educated enough to see that the Future is changing the Way we live.

Ever think of how you will be working in the Future. No more getting into your Car to get to work when you can work from home. Allot of people still believe in the Brick on Brick camps known as the Work Place. Those that are ready for change will be the Ones that will Build our Future.

Upon my Time overseas – I noticed that the Young people had a drive greater than America and that is what I believe gives them the Edge in Technology(10 years ahead) and business since. Education lacks so much in the US and we always want more. Well the Biggest issue that we have as Americans is being Complacent. Feeling that we are Secure in or Jobs and that we can Retire from those old Buildings known as Jobs.

Security lies within your Mindset and not the Job – The Building is Secure but your Place in that Building is Not. Lack of the Future knowledge that we must acquire will cause us all to stay in the Same Positions that we are in unless we are willing to change.

Moving Forward is what Makes this Country so Great yet so little and so few take advantage of Opportunity when they are afford to us. College education only teaches you the Basics to a Trade or skill that will only take you so far. So what is it that makes so many flock to the same systems that are failing around them –  Desperation and lack of Knowledge. Even the Most educated people in the World are not the Smartest because of the Lack of Common Since.

Look around you and see the Warning Signs and never become a Victim of your Surroundings. Do not Buy into the Environment or those that are not living the Lifestyle that you want to live – Even those that are not their yet want more and those are the People that you want to surround yourself by. Your Future is not Secure if you are living on singular thinking.Be open to change and never live in Fear – It is the Fear that will Cause you to stay in the Same situation that you are in now.

Thank You,

Marc Turner – moneytrain technology

Cell: 706-505-0583